Invoicing + payment + follow-up in one place — live now · 25 founding spots open

Get paid faster.
Stay on top of what you owe.

CollectIQ handles receivables, collections and payables for one flat monthly fee. Built for commercial cleaning companies, staffing agencies, trucking and logistics operators, and trade contractors. Automatic bill pay through a licensed payments partner coming soon.

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30-day free trial · No credit card required · Cancel anytime
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How CollectIQ keeps your account secure
  • We never hold your money. Payments go through Stripe, straight to your bank.
  • Your data stays yours. It's encrypted, and each business is walled off from every other one.
  • Two-step sign-in before sensitive actions like connecting a bank, and every action is logged.
How we protect your account →
Launched July 2026 · built in public by a solo founder
24hr
Typical time from signup to first outreach
98%
Of recovered revenue stays yours — versus 60–75% with an agency
1min
To create and send an invoice your customer can pay online
$99/mo
Founding rate — locked for life
Integrates with the tools your team already uses
Q
QuickBooks Online
X
Xero
S
Stripe
One place, start to finish

From invoice to paid, without the chasing.

Most small businesses pay for one app to send invoices and spend hours chasing the ones that go unpaid. CollectIQ does the whole job.

Create the invoice

Pick the customer, type what you did and the price. About a minute.

It's emailed for you

Sent from your business name, with a "Pay now" button. Replies come straight to you.

They pay online

By card or bank transfer. The money goes to your bank account, not ours.

Reminders go out on their own

3 days before it's due, on the due date, then 7, 14 and 30 days late. Polite and in your name.

Stops when they pay

The invoice is marked paid and the reminders stop. Still unpaid after 30 days? It's flagged for the next step.

One subscriptionInvoicing, online payment and follow-up are all included. No second app to pay for.
You stay in controlAutomatic reminders stay off until you switch them on. You can also send one with a single click.
Already use QuickBooks or Xero?Keep it. CollectIQ can bring in the invoices you already have and follow up on those too.
See it in about a minute

If you can fill out a form, you can use CollectIQ.

No setup project, no training, nothing to install. Here is everything you do, and everything your customer sees.

you · new invoice
Acme Logistics
Office cleaning, October
$1,250
In 15 days
Total$1,250.00
Send invoice →
STEP 1 · YOUFill in three things

Who, what, and how much. Then press Send.

your customer's inbox
From: Sparkle Commercial Cleaning
Subject: Invoice SCC-0042 for $1,250.00

Hi Acme Logistics, here is your invoice for October. It's due November 2.

Pay $1,250.00 now
STEP 2 · AUTOMATICIt's sent in your name

Your customer sees your business, not ours.

secure payment page
Amount due$1,250.00
Bank account (ACH)
Card
Pay
STEP 3 · YOUR CUSTOMERThey pay in a few clicks

Card or bank. Payments are processed by Stripe.

you · invoices
SCC-0042 · $1,250.00
Invoice emailed
Reminder sent on the due date
Paid by bank · on its way to your bank
7-day reminder (not needed)
14-day reminder (not needed)
STEP 4 · AUTOMATICPaid. Reminders stop.

You didn't send a single follow-up email.

Why not an agency

Same result. None of the cost.

Collection agencies and in-house hires both come with a real price tag. CollectIQ replaces both with software you own.

COLLECTION AGENCY
25–40% of what's recovered
Agencies take a cut of every dollar they bring back — and often communicate with your customers in ways that damage the relationship you've built.
FULL-TIME COLLECTIONS CLERK
$3,500–$5,000+ a month
Salary, benefits, training, and management overhead — before a single invoice gets chased.
COLLECTIQ
Flat monthly fee plus 2%.
Sends your invoices, takes payment online, and follows up automatically, under your name and in your voice. A predictable monthly cost plus 2% of what gets paid through CollectIQ. Nothing is charged on invoices that never get paid.
Collection Agency In-House Clerk CollectIQ (Growth)
Monthly cost 25–40% of your recovered cash $3,500–$5,000+ plus benefits $799/mo + 2% of invoices paid through CollectIQ
What you keep on $50,000 recovered $35,000 $50,000, minus salary and benefits $49,000
Sends your invoices No, only chases old ones Yes, by hand Yes, with online payment built in
Working hours 9 AM–5 PM, Mon–Fri 9 AM–5 PM, Mon–Fri 24/7/365 automation
Customer relations Often aggressive or impersonal Inconsistent follow-up Polite, systemized reminders
Your take-home You lose up to nearly half High overhead, before results You keep 98% of what is recovered, before card and bank fees
How it works

Three steps. No tech skills.

Start with a new invoice, or bring in the unpaid ones you already have. Either way, CollectIQ handles the follow-up.

01 / Bill
Send an invoice, or bring in your old ones
Create a new invoice in about a minute. Already have unpaid invoices? Upload a spreadsheet or connect QuickBooks or Xero, and they're all in one list.
02 / Follow up
Reminders go out for you
Turn on Autopilot and polite reminders go out on a set schedule, in your business name. CollectIQ also ranks who owes you most and who is likely to pay, so you know where to look first.
03 / Get paid
Customers pay online
One click to pay by card or bank. The invoice marks itself paid and the reminders stop. For the tough ones, CollectIQ can offer a payment plan, and you approve every message first.
Features

Everything you need to get paid

INVOICING + AUTOPILOT
Invoices that follow up on themselves
Create an invoice in your business name and your customer gets a "Pay now" button for card or bank. If it isn't paid, friendly reminders go out 3 days before the due date, on the due date, then 7, 14 and 30 days late. The moment they pay, the invoice marks itself paid and the reminders stop.
1min
To create and send an invoice your customer can pay online
0
Follow-up emails you have to write yourself
IMPORT
Bring in the invoices you already have
Already billing from QuickBooks or Xero, or keeping a spreadsheet? Bring those unpaid invoices in and CollectIQ follows up on them too, all in one list.
PRIORITIES
Know who to follow up with first
Every customer gets a simple score based on how late they are, how much they owe, and how they've paid before. Your list sorts itself so the biggest and most likely payments are on top.
PAYMENT PLANS
Payment plans for tough accounts
When a customer can't pay all at once, CollectIQ suggests a payment plan or a pay-today discount and drafts the message. You read it and approve it before anything is sent.
RECORDS
A record of everything
Every invoice, reminder, payment and change is dated and logged. If a customer ever disputes a bill, you can show exactly what was sent and when.
Pricing

Simple, transparent pricing

Every plan includes invoicing, online payment and automatic reminders. A flat monthly fee plus 2% of what gets paid through CollectIQ. No fee on invoices that don't get paid. Collection agencies take 25–40% of every dollar they bring in.
No setup fees. No per-seat surprises. Cancel anytime. Founding rates are limited to the first 25 customers — locked for life, then pricing rises as features ship.

What you keep
Recovered Agency at 30% CollectIQ at 2% You keep with CollectIQ
$10,000 −$3,000 −$200 $9,800
$50,000 −$15,000 −$1,000 $49,000
$100,000 −$30,000 −$2,000 $98,000

The 2% applies only to money paid through CollectIQ: invoices you send from CollectIQ, and overdue invoices it recovers. Nothing is charged on your subscription, on invoices paid without our involvement, or on balances that never get collected. Payments go directly to your bank through Stripe. CollectIQ never holds your money.

Getting paid online. Like any payment app, card and bank processing costs are passed through at Stripe's rates and taken out before the money reaches you. On a $1,000 invoice you receive about $965.75 if your customer pays by bank, or about $941.45 by card, with CollectIQ's 2% included. Bank payments cost much less, so CollectIQ offers them first.

Not sure which one fits? Pick the plan that sounds like your business. You can move up or down at any point during the trial, and nothing is charged for 30 days.

Solo
Freelancers, consultants, and one-person businesses. You send the invoices yourself, and you are the one following up when they go unpaid. Usually under 30 invoices a month.
$99
per month · 1 agent
+ 2% on invoices paid
Pays for itself if you recover just one $100 invoice this month.
  • Invoicing, online payment & automatic reminders
  • Up to 75 active accounts
  • Who-to-follow-up-first ranking
  • Email reminders in your business name
  • Customer payment page
  • SmartDiscount settlement engine
  • Messages written in your style
  • App-based 2FA
  • Email support
✓ Enterprise-grade 2FA account protection
Starter
Small agencies, contractors, and professional firms. A bookkeeper or office manager handles invoicing, and chasing payment eats into their week. Usually 50–250 active accounts.
$299
per month · up to 3 agents
+ 2% on invoices paid
Pays for itself if you recover just one $300 invoice this month.
  • Invoicing, online payment & automatic reminders
  • Up to 250 customer accounts
  • Who-to-follow-up-first ranking
  • Email reminders in your business name
  • CSV import
  • Payment plan configurator
  • Audit log (30 days)
  • LitReady™ case files (add-on)
  • Email support
✓ Enterprise-grade 2FA account protection
MOST POPULAR
Growth
Established businesses with a finance function. Someone already owns collections, and you have considered hiring another person for it.
$799
per month · up to 10 agents
+ 2% on invoices paid
Pays for itself if you recover just $800 in overdue cash this month.
  • Invoicing, online payment & automatic reminders
  • Unlimited customer accounts
  • Payment plan drafts (you approve)
  • Bring in QuickBooks & Xero invoices
  • Dispute management
  • Audit log (1 year)
  • LitReady™ case files (add-on)
  • Priority support + onboarding
✓ Enterprise-grade 2FA account protection
Enterprise
Replaces a full-time collections team at scale
From $1,500
per month · custom pricing
Replace outsourced collections at scale with custom automation.
  • Invoicing, online payment & automatic reminders
  • 500+ customer accounts
  • Unlimited agents & users
  • White-label & custom branding (available on request)
  • Custom domain (available on request)
  • SAP / NetSuite / custom ERP connections (available on request)
  • Custom AI tone & compliance rules
  • Single sign-on, SSO / SAML (available on request)
  • API access (available on request)
  • Dedicated success manager
  • LitReady™ court-ready case files — included
  • Custom implementation support
✓ Enterprise-grade 2FA account protection

All plans include a 30-day free trial. No credit card required to start.

Enterprise & White Label

Built for teams that need more

Enterprise plans are custom-priced based on your account volume, number of users, and features required. White-label options let you deploy CollectIQ under your own brand.

✓
Volume-based pricing
From $1,500/mo for 500+ accounts up to $6,000+/mo for enterprise volume
✓
White-label available on request
Deploy CollectIQ under your brand with your logo, colors, and custom domain
✓
Success-based option
Pay a percentage of recovered invoices instead of a fixed monthly fee
✓
API integration, on request
Embed CollectIQ directly into your existing software platform via API
ENTERPRISE PRICING GUIDE
500-1K accounts
$1,500/mo
1K-5K accounts
$2,500-3,500/mo
5K-10K accounts
$4,000-6,000/mo
White-label add-on
+$500/mo
Custom domain
+$200/mo
API access
+$500/mo
Get a custom quote
We'll respond within 1 business day
We respond within 1 business day · No obligation
ROI calculator

See your exact recovery potential

Adjust the sliders to match your business. CollectIQ calculates how much you could recover — and what it's worth.

Annual AR outstanding $2,000,000
$100K$20M
Average days overdue 45 days
15 days180 days
Current collection rate (without AI) 41%
20%70%
Your industry
Number of AR accounts 150 accounts
102,000
Your estimated annual recovery
$234,000
additional revenue recovered per year
Without CollectIQ $820,000
With CollectIQ AI (modeled) $1,054,000
CollectIQ plan cost (Growth, annual) $1,910/yr
Net ROI 122×
Payback period < 3 days
Hours saved per week (manual outreach) ~14 hrs
Recover $234,000 more this year — your first recovered invoice covers the entire annual plan.
Claim your founding rate →
📧 Email me these results
Your exact calculation, in your inbox — plus what to do about it.
Based on staffing industry averages · industry benchmark data

Estimates are illustrative projections based on published industry benchmarks for B2B AR automation. Actual results vary by team size, customer mix, and outreach cadence — CollectIQ makes no guarantee of specific recovery outcomes.

Built in public

A product that ships at founder speed

🎙️
Featured on The Federal Subcontractor Blueprint podcast — "The 90-Day Trap: How Subcontractors Protect Cash Flow Before the Win."
As heard on
The Federal Subcontractor Blueprint · July 2026
🔐
Security on every plan: two-step sign-in before sensitive actions, each business's data walled off at the database level, encryption in transit and at rest, and payments processed by Stripe (PCI DSS Level 1). See how we protect your account.
Security first
Two-step sign-in · Data walled off · Stripe payments
⚡
When a prospect's team asked a security question, two-factor authentication shipped to every tier within 24 hours. Customer requests don't go into a backlog — they go into production.
Founder-built
Kinecia Wheeler · Founder & CEO, Miami FL

Federal & enterprise buyers

Certified. Registered. Contract-ready.

CollectIQ Technologies LLC is certified by the U.S. Small Business Administration and actively registered in SAM.gov for federal contracting.

SBA Certified

Women-Owned Small Business (WOSB)

Certified by the U.S. Small Business Administration, effective August 12, 2026.

SBA Certified

Economically Disadvantaged Women-Owned Small Business (EDWOSB)

Certified by the U.S. Small Business Administration, effective August 12, 2026.

Registered

SAM.gov — Active

Eligible for federal prime contracts and subcontracting opportunities.

UEI
V4VPWY7XB6E5
CAGE
224H8
Primary NAICS
541512
Business size
Small Business

CollectIQ Technologies LLC · 4 W Dania Beach Blvd, Dania Beach, FL 33004 · hello@trycollectiq.com · (954) 270-1678

Capital Access
Need cash before the invoice lands?

CollectIQ collects. For the gap that remains — payroll, fuel, carriers — get connected to working capital, SBA loans, and selective factoring through our vetted partner network.

Explore capital options →
No fees to ask · No obligation · No hard credit pull
Founding member offer

We're live.
Lock in your founding rate.

Start instantly above — every plan has a 30-day free trial, no card required. Founding rates: first 25 customers only. Prefer to see it first? Schedule a free live demo — I'll walk you through the platform on your own numbers, then set your account up with you.

No credit card required · Cancel anytime
You're on the list!
You're booked-in! I'll reach out within 1 business day to schedule your live demo. Questions? hello@trycollectiq.com
First 25 customers · rates locked forever
Free onboarding call
30-day free trial
Founding rates — limited time
Live now — onboarding new teams daily
FAQ

Common questions

I'm not a tech person. Is this hard to use?
No. Sending an invoice is a short form: who it's for, what you did, and the price. Press Send and you're done. If you'd like help, schedule a free demo and we'll set up your first invoice together.
Does the AI send anything without my OK?
Only if you tell it to. Automatic reminders stay off until you switch on Autopilot, and you can switch it off any time. You can also send one reminder at a time with a single click. Messages about overdue balances and payment plans are drafted for you to read and approve before anything goes out.
Who do the emails come from? Will my customers know?
Every invoice and reminder shows your business name, and when a customer replies, it goes to your email. The emails are short, polite and professional, the same kind of note you'd write yourself.
What does it cost to get paid online?
Card and bank processing is passed through at Stripe's rates, plus CollectIQ's 2%. On a $1,000 invoice you receive about $965.75 if your customer pays by bank, or about $941.45 by card. Your dashboard shows the estimate before you press Send.
Where does the money go?
Straight to your business bank account through Stripe, the payment company used by millions of businesses. CollectIQ never holds your money.
Do I still need QuickBooks or another invoicing app?
Not to send invoices and get paid. CollectIQ does that. Many owners keep their accounting software for bookkeeping and taxes, and CollectIQ can connect to QuickBooks and Xero to follow up on invoices you've already sent from there.
Is CollectIQ compliant with B2B collections regulations?
CollectIQ is designed for B2B collections, which operates under different regulations than consumer debt. Every message CollectIQ sends is logged with the date and time. We recommend your legal team review outreach templates before activating automated sending. Enterprise plans include full compliance customization.
How does CollectIQ decide who to follow up with first?
Each customer gets a score from 0 to 100 based on how late they are, how much they owe, and how they have paid before. Higher scores mean a payment is more likely. Your list sorts itself, so you always know where to look first.
Which accounting software does CollectIQ work with?
Every plan can create invoices in CollectIQ and upload a spreadsheet (CSV) of invoices you already have. Growth and Enterprise also connect to QuickBooks Online and Xero. Other systems, such as NetSuite, are available as custom connections on Enterprise. All integrations sync via OAuth — no credentials stored.
Can the emails come from my own email address?
Every invoice and reminder shows your business name, and replies go straight to your own inbox. If you'd like emails sent from your own domain (for example billing@yourcompany.com), ask us about Enterprise.
How long does onboarding take?
Most teams are live within 24 hours. CSV import takes minutes. ERP integrations typically take 30–60 minutes including field mapping. Growth and Enterprise customers receive a dedicated onboarding call to configure templates, scoring thresholds, and automation rules.
Do I need a credit card to start?
No. Every plan starts with a 30-day free trial with no credit card required. You only add payment details if you decide to continue after seeing what it recovers.
Is CollectIQ a collection agency?
No — and that's the point. Collection agencies take 25–40% of what they recover and burn your customer relationships. CollectIQ is software you own: outreach goes out under your name, in your voice, and our fee is 2% of what gets paid through CollectIQ. Nothing is charged on invoices that never get paid.
Can I cancel anytime?
Yes. No contracts, no cancellation fees. Cancel in two clicks from your dashboard — though founding-rate pricing is only guaranteed while your subscription stays active.
Free Tools

Find out what waiting is costing you.

Two free tools. No email required. Real numbers in under a minute.

🔍
The Bottleneck Diagnostic
Four questions. 30 seconds. Find out exactly which bottleneck is slowing your cash — and what it's costing you.
Take the diagnostic →
🧮
The ROI Calculator
Drag the sliders. See the cash trapped in your receivables, your factoring cost, and what CollectIQ frees up — live.
Run your numbers →
$99/mo · 25 founding spots
30-day trial · no card
Start Free →